Protecting What
Matters Most
Whether you're turning 65 or starting a family, Canyon Creek Benefits helps you find the right coverage with zero pressure and total clarity. One call is all it takes.
Your Neighbor in the Insurance World
I'm Noe Recendez, and I started Canyon Creek Benefits because I believe everyone deserves clear, honest guidance when it comes to protecting their family. Based right here in Saratoga Springs, Utah, I work directly with clients across 25 states to find coverage that actually fits their life and their budget.
My focus is simple: help families secure affordable life insurance while they're young, and guide those turning 65 through the Medicare maze without the jargon or pressure. When you call Canyon Creek Benefits, you talk to me — not a call center, not a robot. Just a real person who cares about getting it right.
25 State Licenses
Coverage across the country
Family-First Approach
Your needs always come first
You Talk to Noe
Direct access, no middlemen
Independent Agent
I shop carriers for you
Coverage That Fits Your Life
From life insurance for young families to Medicare guidance for those turning 65, Canyon Creek Benefits has you covered at every stage.
Medicare Plans
Turning 65? Don't navigate Medicare alone. We'll walk you through your options — Medicare Advantage, Supplement plans, and Part D — so you pick the plan that actually covers what you need.
New to Medicare SpecialistsAnnuities
Make your retirement savings work harder. We offer annuity solutions that provide guaranteed income, helping you enjoy the years ahead without worrying about running out of money.
Retirement Income PlanningLife Insurance
Protect the people who depend on you. Whether it's term life for young families or whole life for lasting security, we'll find the right policy at a rate that fits your budget.
Ages 18–60 — Lock in Lower RatesDental & Vision
Don't let dental and vision costs catch you off guard. We offer standalone plans that keep your smile bright and your eyes sharp — without breaking the bank.
Affordable Standalone PlansLong-Term Care
Plan ahead for the care you may need down the road. Long-term care insurance protects your savings and ensures you receive quality care on your own terms.
Protect Your Nest EggACA Health Insurance
Under 65 and need health coverage? We'll help you explore Affordable Care Act options and find a plan that keeps you and your family protected.
Coverage for Under 65Not sure where to start? Let's figure it out together.
Getting Covered Is Easier Than You Think
Four simple steps from first conversation to full protection. No hoops, no hassle.
Call or Message
Reach out by phone, text, or the contact form. We'll set up a time that works for you — no pressure, no obligation.
→Free Consultation
We'll have a real conversation about your goals, your family, and your budget. I listen first, recommend second.
→Custom Recommendations
I shop the top carriers to find the right plans at the best rates. You'll see clear options — no confusing jargon.
→You're Covered
Enrollment is quick and easy. And I'm always here if you need to make changes, file a claim, or just have a question.
Trusted, Licensed & Ready to Help
Noe Recendez holds active licenses across 25 states, with certifications to guide you through Medicare, life insurance, annuities, and more.
Medicare Certified
Certified to help you navigate Medicare Advantage, Supplement, and Part D plans with clarity and confidence.
Medicare Expertise
Annual AHIP certification. Trained on Medicare Advantage, Medigap, Part D, and Special Needs plans. I shop multiple carriers for the best fit.
Life Insurance Licensed
Licensed to offer term, whole, and universal life insurance policies to protect your family's future.
Life Insurance Pro
Active life insurance license in 25 states. Specializing in affordable coverage for young families and individuals planning ahead.
Annuities Licensed
Helping clients approaching 65 secure their retirement savings with fixed and indexed annuity options.
Retirement Ready
Licensed to offer fixed, indexed, and multi-year guaranteed annuities. Helping clients turning 65 roll over and protect their savings.
Health & Supplemental
Dental, vision, hospital indemnity, accident plans, and ACA marketplace coverage to fill the gaps.
Full Supplemental Suite
Licensed for dental, vision, hospital indemnity, accident, and ACA marketplace plans. Comprehensive protection, one agent.
Licensed Across the Nation
Hover over a state to see where Noe can serve you — click to view the license
Licensed
What Makes Us Different
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You Talk Directly to Noe
No call centers, no runaround. When you call Canyon Creek Benefits, you get me — every single time. Personal service is my promise.
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Independent — Not Captive
I'm not tied to one insurance company. That means I shop across multiple top-rated carriers to find the best plan and price for you.
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Zero Pressure, Total Transparency
Insurance can be confusing. I break everything down in plain English and never push a product you don't need. Your trust matters more than a sale.
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Proudly Utah Based, Nationally Licensed
Rooted in Saratoga Springs, serving families across 25 states. Local values, nationwide reach.
Real People, Real Peace of Mind
Hear from families who found the right coverage with Canyon Creek Benefits.
"Noe made the whole Medicare process so easy. I was dreading turning 65, but he walked me through every option and found a plan that saved me money. Highly recommend."
"We kept putting off life insurance and Noe helped us realize we couldn't afford to wait. He found us an amazing rate and the whole process took less than a week. Thank you, Noe!"
"I called Noe after my dad passed away unexpectedly. He helped our entire family get life insurance within days. He was patient, kind, and incredibly knowledgeable. A true professional."
Frequently Asked Questions
Ready to Protect
What Matters Most?
Whether you're exploring life insurance for the first time or navigating Medicare options, I'm here to make it simple. Let's have a real conversation — no pressure, no jargon, just honest help.
Call Noe — (801) 643-8000Free consultation • No obligation • Licensed in 25 states